Vanguard Ira Limits For 2023. The maximum total annual contribution for all your iras (traditional and roth) combined is: The maximum ira contribution for 2023 is $6,500, up from $6,000 in 2022.

For the 2023 tax year, this would be up to $6,500 annually, or $7,500 if you’re 50 or older. The annual fee for a vanguard roth ira is $20.